Welcome Hawaii Agents
Thanks for visiting us to learn more about our company, our products and our agency programs! At Universal North America, we look forward to establishing partnerships with agencies that share our values and commitment to providing exceptional customer service.
Corporate Overview
Financial Ratings. Universal North America's proven track record continually earns us high ratings from A.M. Best. We also maintain a Demotech Rating of A, Exceptional.
A history of stability. In addition to receiving its own rating, Universal North America is a subsidiary of Universal Group, Inc. and benefits from its parent's long tradition of excellence and stability:
- Almost 40 years of personal lines experience
- Earn high ratings from A.M. Best year after year
- A core group of management in place for more than 15 years
Products and Services
Key coverages in Hawaii include:
- Homeowners insurance with included Hurricane coverage
- Flood insurance
- Renters insurance
- Condominium Unit Owners insurance
- Home Equipment Breakdown
- Dwelling Fire
Homeowners Insurance
Universal North America's standard Homeowners policy for Hawaii includes Hurricane coverage. Added to Dwelling, Other Structures, Medical Payments, Personal Property and Valuables, Personal Liability insurance, Loss of Use and Loss Assessment, Hurricane coverage gives your clients more value and more protection.
Home Equipment Protection
Universal North America's Home Equipment protection offers coverage for vital equipment damages, even damage that wouldn't typically be covered under warranty or maintenance contract. This protection covers air conditioning systems, surround sound systems, swimming pool equipment and many other types of equipment.
Flood Protection
Universal North America's Flood protection is offered through the National Flood Insurance Program. Under NFIP guidelines, almost every home in participating communities is eligible for Flood insurance.
Renters Insurance
When unexpected damage or theft happens, renters need protection, too. Universal North America has a policy designed to give renters specific coverage at a price that makes sense.
Condominium Insurance
Condominium association policies typically cover common areas only. Universal North America can provide coverage for individual condos and their valuable contents.
Dwelling Fire
Universal North America's Dwelling Fire policies provide coverage landlords can bank on. Dwelling, Other Structures, Medical Payments, Personal Liability and Loss of Income protect your clients AND their tenants.
Expanding our product line. Universal North America is known for responsible underwriting, smart risk management and great customer service. Our product line varies by state.
Agency Rewards Program
Universal North America has an outstanding Agency Rewards Program to show appreciation to our agents who write Universal North America policies. Some of the bonuses may include:
- An annual profit-sharing commission agreement
- Agency incentive trip
- Co-op marketing funds
- Logo gear for your staff, including golf shirts
- Year-round sales contests for support staff
- And much more!
Co-op Marketing Program
Enjoy the benefits of partnering with Universal North America for co-op advertising. Align your agency with a strong, sturdy and stable insurance company. You may be eligible to receive free, professionally branded Universal North America marketing brochures or postcards. Qualifying agencies will also receive half off selected media space.
To get started working with Universal North America, contact your area representative today:
Insurance products are issued and underwritten by Universal North America Insurance Company. Issuance of coverage is subject to underwriting review and approval. Products may not be available in all states.