Customized Optional Coverage
Customize your coverage.
A homeowner's policy from Universal North America® can always be trusted for strong protection. Now, even greater strength is available when and where it's needed most. Customized optional coverage is available in select states for an additional premium. Talk to your agent about which coverages are right for you.
Optional coverages:
- Scheduled Personal Property (for jewelry, furs, heirlooms, etc.)
- Home Equipment Protection (for air conditioning systems, electronics, pool equipment, etc.)
- Rental to Others (available for condominiums or other structures)
- Increased Loss Assessment
- Permitted Incidentals Occupancies
- Increased Other Structure Coverage
- Golf Cart Liability
- Home Computer
- Identity Fraud Expense
- Expanded Replacement Cost Terms
- Water Damage - Sewers Drains & Sumps Coverage
- Personal Injury
- Increased Limit of Liability - Fungi, Other Microbes or Rot Endorsement (for mold damage)
- Personal Property Value Loss Settlement
- Limited Farm Liability
- Food Spoilage
- Townhouse/Rowhouse
- Seasonal Property